No Credit Check loans

They may be looking for a with no credit check same day loan as they fear being denied because of their poor credit score. They may also wish to avoid another loan request record from being added to their credit file. While this is understandable however it's not possible. Every FCA-regulated lender in UK has to conduct a credit check on every applicant. Our soft search is used to determine eligibility. The search does not create a permanent record on your application.

A credit report is essential as it safeguards both the applicant and the lender. The lenders we work with are responsible in lending. We will not loan you more money that you can pay back. This is the way that debt issues may arise. Our lenders also take affordability into consideration as a major factor versus regular credit scoring. Even if you're not interested in a credit score check, it might still be an excellent idea to get one.
There are no guarantees.

Omacl.co.uk does not offer loan products that require a guarantor. Our loan product is only. We do not provide a guarantee. If your application is denied and you are not approved, there is no opportunity to provide a reference , or request a guarantor. So please keep this in mind prior to beginning the loan application.
Guaranteed Same-Day Loans

Same day loans cannot be secured, primarily due to the lenders discretion as to when they will release the funds. You also have to consider the internal processes of the bank. Different banks use different cut-off time and execution dates and therefore are more likely to process transactions than other banks.

Most customers receive their loan on the same day it was applied for. The application process may be delayed if it is submitted outside of regular working hours and on weekends or holidays.

To get a secured, same-day loan make sure you submit your application as early as you can on a typical day to increase your odds of receiving funds on the same day.
What are the most effective ways to make use of a same-day loan?

Omacl.co.uk loans are cash advances that are able to be utilized for any reason. It is your choice to make use of the money however you like. You will see that we require the reason for which you're applying for a loan, but the loan is not legally bound to be that way.

Here are some of our customers who have the most successful applications during the same-day loan application process.
Common applications for Same-Day Loans

Assistance with paying rent or mortgage.
Assistance with phone bills utility, tax, and telephone.
Consolidation and Abstaining of Additional Charges
Making ends meet until payday.
Food, transport, and daily life.

Unemployed? Receiving Benefits? You can still get a Loan Now!

Finding a same-day loan is a challenge if you're not employed. There is no getting around this. However, this doesn't suggest that it's impossible. Our lending partners often look at loan requests from individuals in unemployment or people who receive benefits. You will be considered as having an income.
Lending to the Unemployed

Even if you're not working however you have a source of income such as redundancy benefits or retirement benefits or pension, you could still be eligible for a loan. We typically deal with lenders who determine eligibility based on affordability. This is in addition to traditional credit scoring and credit screening. This involves a basic calculation of your monthly income and expenditure from monthly to determine if you're in a position to safely make the necessary payments.
Benefits-related loans for those who need them.

Omacl lets you apply for same-day loans even if you're receiving benefits. The amount you can borrow will depend on the type of benefit that you are receiving. Some benefits can be considered income while others are do not. Universal credit, child benefits, etc. could be considered income. Housing benefit and Job seekers Allowance would not. This page provides additional guidance.
Omacl has a passion for its customers. Here's why.

Omacl has been ranked as one the market leading companies in the same-day lending sector. Our service is the reason. We deliver exactly what we promise to accomplish, and that's something our customers love. We do it quickly. Our customers are kept informed throughout the process. The process for applying is simple and transparent.

We pride ourselves on providing quick, sameday loans to our clients at their most dire times. Omacl can assist you during times of need. Omacl is able to help you, whatever your circumstance. We can assist you.