What exactly is a Same Day loan? The phrase "same day loan" refers to being granted approval and receiving the funds the same day you submit your loan application. They are intended to assist you during financial emergencies when you need cash immediately. Apply now for an instant decision We'll pay you the loan as soon as it is approved and on most days you'll have the money in your bank account within an hour! We do not charge customers a fee for our same-day service, but please be advised that even if we fund your loan on the same day, the speed at which funds will arrive will depend on your bank's faster payment policy. Can I get a same-day loan anytime? Our same-day cash loans are able to be used online 24/7 and 7 days a week. We are aware that many of those who apply for loans on the same day require money fast and are often struggling financially. Therefore, we have made it our mission to respond to all loan requests within 24 hours. Quick Loans Express offers PS500 loans, or PS1,000. If you're in financial difficulty or have limited credit options due to a bad credit score, we provide the same day loan and payday loans of varying amount. You can borrow between PS300 to PS1500 at Quick Loans Express to cover the unexpected costs and help you get out of any troublesome situations. Plus, with our 9 month loans you can pay back up to 9 monthly instalments. We will consider customers who have poor credit scores provided that they pass our affordability tests and meet other eligibility requirements. We will transfer the funds into your UK account the day that we have approved the loan. Are there loans available on the same day for people who receive benefits? We require you to have an income stream that is stable in order to qualify to receive an loan. We will only approve loans if the applicant is able to demonstrate that they can to repay the loan. If you are able to show that you are able to afford the amount of money, then you may be eligible. What happens if my Same Day Payday Loan is not paid back? If the time for the repayment is approaching and you're unable to pay for the loan, you may be able to refinance the same day loan. This could increase your rate of interest for the duration. Our team is able to assist you to find a solution if your financial circumstances are extremely. Be sure to create an achievable repayment plan prior to applying for an online payday loan. In the event of being late with your repayments, it can make it expensive and can lead to financial issues. What can Quick Loans Express's Same Day loans be used for? Our short-term loan is designed to provide you get emergency cash in the event that you require an emergency expense. For instance, it can be used to cover unexpected costs like urgent bills, car repairs, or broken washing machine. A same-day loan, which is not secured and should only be intended to help you pay for expenses for a brief period and not for resolving long-term money issues. If you are in debt and need help you have a number of options. Beware of lenders who offer same day loans with no Credit Check The Financial Conduct Authority considers same-day loans in the UK with no creditworthiness check to be risky and reckless. The reason is that if have a low credit score this could indicate that you cannot afford the loan. Responsible lenders will scrutinize your credit report to make sure that you do not make a decision to take out a loan that could cause financial problems. A lender that doesn't run a credit screening or gives guaranteed same day loans can cause you severe financial issues. We don't recommend them. StepChange is a charity for debt, can help you if you are unable to get a loan. Only borrow money from a licensed and approved lender. This information can be found on the Financial Conduct Authority's (FCA) website. Are Quick Loans Express's Loans Are the right choice for you? Be cautious regarding any credit application. Are you able to take out the loan? If so, you might request someone in your family to lend you a hand. You might be able to secure a loan with a lower rate if you have no other option. Like an unsecured bank loan. Be sure to exhaust all possible options before applying for a short-term credit If you've determined that a cash advance is the right option take a close look at your financial capability. Because they offer the following: Apply using Quick Loans Express in under 5 minutes Flexible Repayments You don't need the loan to be paid back by the payday. Instead, you could repay the loan on an annual basis. You can make the payment early and save interest charges if you have the money earlier. To reduce the amount you pay, you may even be able to make smaller installments. Quick Loans Express: Pay your loan on the same day! Bad Credit OK We have been offering bad credit loans for more than five years. No matter what your credit score may be, you are still eligible to apply. We don't consider the credit score of your application when applying to get credit. Instead, we will focus on whether you're able to afford the loan. Quick Loans Express offers no fees hidden and extremely low rates of interest. Trusted Direct Lender We make loans fairly and in a responsible way with credit checks, as well as a detailed affordability assessment. Financial safety of our customers is our top priority. Click here to open our application Why should I choose Quick Loans Express for my Same Day Loan Direct Lender Quick Loans Express has been assisting thousands of people with financial emergencies in the UK by providing immediate loans. We are a licensed and regulated lender that will only loan to who are financially able to pay the loan back. We provide a variety of financial products including immediate payday loans, as well as 6-month loans. Find out all you need to learn about us here. Are you a broker? We are one of the few UK direct lenders that offers broker services. What does this all mean? This means that if we are unable to directly provide you with the loan you want, we'll ask you if you'd like us to look for a lender that can approve you. This is an option. If you don't wish to use it, simply remove the checkbox. We are an approved credit broker, so your personal details are secure. It is important to remember that we can provide the same day loan for short-term loans however we are unable to guarantee you will get your loan on the same day if we find another lender. If you have questions please contact us today on 0203 909 5555. We can help you get a loan!