Online Bad Credit Lending - Same Day Lending Do you have an unexpected cost that needs to be paid for? You can't afford not to cover an urgent cost for example, a broken boiler or medical bills. There are times when you don't have enough money to cover the cost. If you're in a position to pay Our simple same day loans can help you meet your goals and get your life back on track. Online applications are accepted for loans ranging from PS100 to PS1,000 without any guarantee or security. If you are approved, your loan will be transferred on the same day. You might still be eligible for a same-day loan even having bad credit. Learn more about the same-day cash loans. How to apply for Dot Dot Loans. What are the same-day loan options? They can be paid out of your bank account as soon as your application is accepted. They usually have a simple online application process with a fast response from the lender, and a fast payout after. Same-day loans are available to pay for unexpected costs which can't be put off. This is typically an excellent short-term loan option, allowing you to borrow a small amount of money to address a problem temporarily and pay back what you owe in some weeks or months. What are the benefits of cash loans on the same day? If disaster strikes or unexpected expenses occur, it may not be so simple to tap to your savings. The online loans that offer same day funding can help in the event of unexpected expenses. It could be: The cost of home maintenance is similar to repair of a washing machine or boiler Repairs to motor vehicles and MOTs Medical or vet expenses The world can be unpredictable. But knowing that you can receive loans on the same day could help to relieve some of the pressure. What are the benefits from the same-day online loan It won't take you weeks to get a response or go through complicated applications such as personal financial. The same day loan lenders for bad credit like Dot Dot Loans will give you an immediate decision and then transfer your loan as soon as possible subject to affordability. Online application means that you do not have to visit a shop or bank to make an application. Apply online on your phone or laptop in just minutes and then proceed with your day. Most same-day cash loans are available without any guarantee or security. They tend to be smaller loans so you might be more quickly approved if your credit is not excellent. Even if you have poor credit, it's possible to get quick loans for low credit. What are the most popular kinds of online instant loans? Instalments and payday same day loan loans are the two most common sources of cash in a rush. Both can be used however, they have major different ways in which they function. Payday loans are intended to help you pay for your expenses until you receive your next paycheck. In order to repay the entire amount, you will have to pay back the entire amount in one payment. It is possible that you'll end up having more problems than you solve due to the high interest rates or costly late payment fees. Instalment loans could be a simpler option. In this way, you can spread the cost of your borrowing in lower monthly instalments. We offer instant loans without the hassle of late payment fees. What are guaranteed same-day loan? The lender may provide guaranteed same-day cash loans. This implies that they can approve your application. There may be lenders that offer loans on in the same day to those who have poor credit and lack a guarantee. They could appear too good to be true. All lenders that are authorised by the Financial Conduct Authority must offer loans that are fair and ethical. To ensure that you are not taking on unnecessary debt you must conduct affordability checks. Although responsible lenders may promise they'll transfer your loan the same day if they approve your application, they cannot promise approval. What is the process for our same-day loans? perform? Dot Dot Loans offers a fast application process for loan. Use our easy loan calculator to determine the amount you'd like to borrow, the repayment terms you're willing to accept, and determine the total cost. We offer same-day cash, starting at PS100 up to 1,000 PS. The repayment of the loan over 3-9 month dependent on the amount you are able to borrow. It's just a matter of minutes to apply and you will get a decision in no time. As a responsible lender we'll conduct credit and affordability checks to help us provide a loan that we're confident that you'll be able to afford. In certain situations, we may be able to offer UK residents who have bad credit same-day loans. If your loan is approved, you may get your loan into your bank account the next day. We offer 24/7 funding for approved loans. We'll then take your repayments automatically. Short-term loan Illustration The loan amount is PS250 and pay monthly installments of PS133.65 The total amount due PS400.95 Interest rate 284.76% p.a. (fixed). Representative 1228.67% APR Dot Dot Loans: Why choose Dot Dot Loans? We make things simple, quick and easy. We offer same-day loans for bad credit. You'll know exactly who you're dealing to. These six elements will help you feel comfortable when you apply for one our same-day online loans. Quick Application: Fill out a couple of minutes, receive an immediate decision, and receive your loan on the same day (subjects are affordability). Honest You'll be able to tell that the amount you've agreed to pay upfront will be the amount you'll repay. Flexible: You can borrow between PS100 & PS1,000 and divide the cost in 3 to 9 months, depending on how large your loan amount. Responsible lending: Dot Dot strives to be responsible. This means we will always conduct an affordability check when you submit your loan application. This will not only benefit us, but benefits you as it provides assurance that you are able to manage your loan. The customer service team in the UK support team is always available for help. Recommendation from Trustpilot Our customers rate us as "excellent" on independent review website Trustpilot. Can I get an instant cash loan in my region? Cash loans that are available on the same day are not the most suitable option for people with bad credit. You must carefully think about the amount you'd like, why you need it, as well as how much you can afford to pay for the payments. A second loan might not be an option if you are already struggling to pay off your debts. PayPlan is one of the UK's top-rated free debt experts, can be reached if you have any concerns about managing loans. MoneyHelper, StepChange, National Debtline and National Debtline offer impartial and free advice on debt. Do I meet the requirements to be eligible for a Dot Dot Loans online loan within a matter of hours? You may apply for a same day cash loan from Dot Dot Loans if: Are 18 years old or older You have an address in the UK You're employed, or you receive benefits. If you have an email address that is active and an active mobile number Have bank account and debit card details Can I get a loan the same day in the event of bad credit? As with all responsible lenders we also have our own criteria to help us decide whether we can give you the loan you need. Your credit score is not the only thing that matters. We also take into consideration your earnings, expenses and monthly earnings. A loan that has a same-day payback for people with poor credit could be feasible, if you are able to afford it. How much cash same-day can I borrow? You can apply for a loan short term between PS100-PS1,000. We will approve it on the same day we approve, 24/7. How can repayments be made with Dot Dot's same-day UK loans? You can spread the cost of our same day online cash loans to people with bad credit with fixed monthly payment of 3-9 months based on the loan amount. To see the repayment terms available take a look at our short-term loans calculator. After you've been approved after approval, we'll process your payments in a timely manner via Direct Debit. Your repayments will be the same every month - but we know things can alter. For those who are worried about not making payments or getting in debt, we suggest you speak with our friendly staff as soon as possible to create a new plan. Although we don't charge an extra fee for late payments the consequences of missed payments could affect the credit score. What is the interest rate? The rate of interest you pay will be different depending on how much you are borrowing. To calculate the rate of interest, you can use our short-term loans calculator. All rates are pre-determined. That means the monthly interest rate you pay remains the same. This can help you plan your budget for the loan you need today. Are there any additional costs? We do not charge any late payment fees, additional fees for interest, or any other unpleasant charges. Apply today to get a UK loan same-day Bad credit loans are repaid fast with the same-day cash loans. Use our short-term loan calculator to start. To figure out the amount you'll take out, select the amount you'll need and then determine the number of monthly installments you'll need and what you'll owe. If you've made the decision to accept the offer After you have accepted the offer, click "apply now" to proceed to our application form. Remember that we take into account your credit score so that we are able to offer instant loans even for those with poor credit. We will respond to you as quickly as we are able. The loans that are approved are credited all hours of the day, every single day. If you have any queries ask us, or want to know more, you can refer to our FAQs and get in touch with our friendly staff.