Online Loans for Bad Credit Same Day Do you have to pay an immediate cost? Sometimes you just can't wait, whether it's urgent medical bills or a broken boiler. There might not be any savings to borrow from. If you're in a position to pay, our simple same day loans can help you tackle your needs and get back on track. Online application is possible for any amount between PS100 and PS1,000, with no guarantor nor security. If approved, we'll transfer your loan the next day. You might still be eligible to get a loan same-day in the event that you have poor credit. Read on to learn more about instant cash loans as well as how you can apply for Dot Dot Loans. What are instant loans? Any loan that could be in your account within 24 hours after your application has been approved is the one we're talking about. They usually include an online application that is simple with quick replies from lenders and an immediate payout. These loans can be used to pay for unexpected costs that simply cannot wait. They are short-term loans and can be used to pay off short-term debts or solve temporary issues. What are the best uses for the same-day cash loan for? The unexpected costs or natural disasters could cause problems to access savings. Online loans that offer same-day financing can be used to pay for urgent expenses. You could choose: Home maintenance, such as boiler and washing machine repairs Costs of vehicle repairs or MOTs Invoices for vet or medical costs Life is unpredictable - but knowing you can get a loan the very next day is enough to ease the pressure. What are the benefits of the same-day online loan? You won't need to submit a long application or wait weeks for your answer as with other forms personal finance. Loan lenders that offer same day loans for those with poor credit like Dot Dot Loans will give you an immediate decision and then transfer your loan soon after subject to your the affordability. Online applications are convenient because there is no need to go to the store or bank to submit an application. Apply online on your phone, laptop or computer in a matter of minutes, and then go about your day. The majority of cash loans on the same day can be obtained without a security or guarantor, too. Because they're typically smaller loans, you could have a better chance of getting accepted if you have low credit score. Our short-term loans for people with bad credit with same day payout can help you out even when you have a poor credit score. What are the various kinds of loans available online for same-day? Instalment and payday loans are the two most common sources of cash in a hurry. Both are obtainable however they do have some key differences in the way they work. Payday loans are designed to provide financial assistance until you receive your next pay check. All outstanding loans will need to be paid back in one lump sum. These loans could come with excessive interest rates and expensive late payment fees, and could end up causing more problems than they solve. An instalment loan may be a better option for those who are budget-conscious. Instalment loans allow you to pay off your loan with less monthly installments. We provide loans on the same day without extra fees for late payments or hidden charges. an easy application. What are guaranteed same-day loans? Certain lenders could offer same-day cash loans. This means that they'll approve your request. They might even offer that they will provide same-day loans to those with people with bad credit without a guarantee. These claims might seem too promising to be true. All lenders authorised by the Financial Conduct Authority (FCA) must provide loans in a way that is fair and responsible. That means carrying out affordability checks to protect the borrower from taking on debt you might not be financially able to pay for. While responsible lenders can guarantee that they will transfer your loan on the same day if they approve your application, they cannot assure approval. How do our same-day loans function? You can apply for loans the same day through Dot Dot Loans with minimum hassle. You can use our short-term loan calculator to get an estimate of just how much you would like to get. After that, you'll be able to review the repayment conditions and calculate your total cost before submitting. You can receive cash on the same day within a matter of hours from PS100 to PS1,000. The repayments are spread over 3-9 months, depending on how much you borrowed. Apply online in minutes for fast approval when you're most in need. We're a responsible lender and will conduct affordability and credit tests in order to give you a loan you can afford. If you have poor credit and you're unable to make the regular monthly repayments, we can offer instant loans for UK residents. If your loan is approved, your loan will be in your bank account as quickly as is feasible. Approved loans are funded at any time of the day, 24 hours a day. We'll then take your repayments automatically. A short term credit Exemplary Example The loan amount is PS250 and pay monthly installments of PS133.65 Total amount due PS400.95 Interest rate 284.76% (fixed). 1228.67% Representative APR Why choose Dot Dot Loans as your lender for loans on the same day? Our goal is to make the process quick, easy and straightforward. You'll always know who your dealing with as we are a direct lender for same-day loans for bad credit. These six elements will help you feel more confident when applying for one of our same-day online loans. Quick: Apply in a matter of minutes, receive an instant decision and receive your loan on the same day (subjects are affordable). Honest: The amount that you agree upon upfront is the amount you will repay. Flexible: You can borrow between PS100 and PS1,000 and spread out the cost over 3 to 9 months, based on the amount of loan. Responsible: Here at Dot Dot, we aim to practice responsible lending. This means that we will always conduct an affordability test as part of the application for a loan. It's a win-win for both you and us since it guarantees you that you will be able to manage the loan. Customer service is friendly: Our team in the UK is always happy to help. Recommended: Our customers give us an 'excellent' rating on the site of independent reviews Trustpilot. What is the best time to obtain a same-day loan? Cash loans that are available on the same day aren't the best option for those with bad credit. It is crucial to think about the amount you're applying for, what you'll need, and if you are able to pay for the repayments. Another loan won't be helpful when you've been struggling with debt. PayPlan, the most trusted debt management provider, could be reached if you're concerned about how to manage your loan. MoneyHelper, StepChange, National Debtline and National Debtline offer impartial and free debt advice. Do I meet the requirements to get a Dot Dot Loans instant online loan? Dot Dot Loans allows you to apply for a loan the same day. You're aged 18 or over You have a UK address. You're currently employed or receiving benefits You have a valid email address and mobile phone number Be sure to have your bank account as well as debit card details What should I do if I have weak credit and want to get the same day loan? We are responsible lenders and we have our own standards that determine whether or not we can lend you money. Your credit score is not the only thing to consider. We will also consider your income, expenses as well as your monthly income. If you're able to make your payments promptly, you could be eligible for a loan that requires same-day payment with poor credit. What amount of instant cash can you get? A short-term loan is available for as little as PS100. We can provide funds within the same day, all day long. What exactly does Dot Dot's day-to-day UK loan mean in terms of repayments? You can spread the cost of our same-day cash loans for people with bad credit by paying fixed monthly instalments of 3 to 9 months, based on the amount you're able to take out. To find out the repayment terms take a look at our short-term loans calculator. After approval, Direct Debit will automatically take your payment. Although your monthly repayments will remain identical, we understand that things can alter. If you're worried you might fall behind or miss the payment, contact our helpful team as soon as you can in order to create a new plan. We do not charge any late fees, however missed payments may affect your credit score. What is the interest rate you pay? Based on the amount you are borrowing, your interest rate may depend on the amount you borrow. Your interest rate may vary. You can use our short-term loan calculator to determine the interest rate. All rates are set upfront. This means you will be charged the same monthly interest that can make it easier to budget for your same day loan. Are there any additional costs? We don't charge late payment fees, additional interest or other unpleasant extras. Apply for a same day UK loan today The same day emergency loans for people with bad credit can assist you in dealing with issues almost as fast as they arise. Begin by using our loan calculator. You can choose how much money you would like to borrow , and then see how your monthly payments will look. You can also determine the total amount you'll be repaying. Once you've decided to take the offer After you have accepted the offer, click "apply now" for a second step to fill out the application form. We can sometimes offer loans same-day for people with bad credit, depending on your credit score. We will respond to you as soon and as effectively as is possible. Approved loans are funded every hour 24/7. If you have questions you're looking for answers, please refer to our FAQs or contact our helpful staff.