If you need money fast and need it urgently the same-day loan could be your solution. You can apply for this type of loan at Sunny with an instant decision on our broker partner's world-class panel of lenders and a quick payment in the event that you are approved. The panel of lenders helps to make loan processing as easy and flexible as possible for borrowers. Sunny is a loan introducer. Sunny's broker partners search the market for loans to ensure that you don't miss out. After you're approved the lender can deposit your same day loan directly to the bank account of your choice. We don't charge application fees or administration costs. Related Articles Eligibility for same-day loans Check if you are eligible before applying for same-day loans. Sunny requires that our customers satisfy certain requirements. You must first be 18 years old and be a UK Resident. The second condition is that you're not bankrupt, insolvent , or receiving a regular income. An identity proof as well as proof of a bank account are needed by our broker partners. Also, you will need to agree on a credit- and affordability test. This will ensure that you will be able to pay back your loan on time , and will also look at your credit history to determine whether you qualify. Representative 89% APR An Example of a Representative Loan Total Repayable: 18 months: PS1000, Total Interest: PlayStation853.43, Total Interest (Variable), 89.9%. Rates between 9.3 APR and 17211 percent. APR may vary based on your specific circumstances. The loan period can vary from 3 to 36months. Subject to lender approval. Sunny Loans can be registered as a trading name of Upward Finance Limited. Flux Funding Limited is the credit broker. The loan repayment terms are for 3-36 months. Warn yourself: Paying late could cause you serious money problems. For help, go to www.moneyhelper.org.uk. Information Hub on Same Day Loans Our information hub has answers to many of the most frequently asked questions regarding the same-day loans. You can also check out our FAQ section for answers to more questions or talk to our friendly UK-based customer support team. What is an "same-day loan"? Are you able to receive loans on the same day? What is a same-day loan? work? Do I have to make an application for a loan the same day? How do I increase my credit score? What is the most ideal time to get a same-day cash loan? Information on same day loans It can be very convenient to receive a loan the same day for emergencies. The name implies that same day loans are a great method of covering unexpected costs. This type of loan is designed for tiny amount and is a the loan is for short-term. The most effective financial solution for those who struggle to pay unexpected expenses or make the ends meet is to take out a loan that can be paid on the same day. Because the loan can be repaid immediately it is possible to solve your financial issues in a short time. Sunny offers loan instalments starting at PS100 to PS2,500. Repayment terms are determined by the amount you're able to borrow. With one of our broker partners, we hope you will locate a loan that is suitable for your individual financial situation. You can adjust your repayment plan to be spread out over a period of time that fits your budget. Online accounts are offered by most lenders. You can make use of your account to make extra payments, reduce your timeframe, and make your loan payment early. This will allow you to save money on interest. Although the idea of a same-day loan may be attractive to some, they can only be utilized occasionally to pay for unexpected expenses or an emergency. It's not recommended to make use of them frequently or to cover a long-term need. It is crucial not to take out more loans than you're capable of repaying. The last but certainly not last, do your research on the provider and loan you are applying to before you fill out an online application. Sunny can help The flexibility that borrowers enjoy is not the only benefit. Our partner's lender panel makes it as easy for the borrower to get loans. Sunny is an agent for loan brokers and Sunny works with lenders that will assist anyone regardless of credit score. Sunny will give you an immediate response once you've applied for the loan. We don't charge fees – there’s no application fee or admin cost. They are flexible and you can get a loan , and then repay it over a period of 3 to 36 months. Looking for alternative lending options? The same day loan is required in many situations. We have compiled a variety of information that will aid you in determining whether a loan is right for you, depending upon your circumstances. Loan guides Bad Credit Loans Cash loans Loans for short-term duration