No Credit Check Loans

They might be searching for an without credit check same day loan as they fear of being rejected due to a poor credit score. Or simply want to avoid another loan application being recorded on their credit report. Although this might sound like a good idea, it is not possible. All FCA licensed lenders in the UK have to conduct a credit check on applicants. To find out if they are eligible, a soft search will be performed in this case. The results of this search will not leave a lasting impression on your report.

It's important to remember that credit checks are for the lender and the borrower. All lenders we work alongside are responsible in lending. We will not loan you more money than you can repay. This is where debt-related issues arise. Additionally, affordability is a factor that lenders view as more important than regular credit scores. Even if you don't need an assessment of your credit score but it's an excellent idea to get one.
No Guarantors

None of the loan products offered on Omacl.co.uk requires the use of a guarantee. Our loan product is only. We do not offer the option of a Guarantor. If your request is rejected and you are not approved, there is no opportunity to give a reference or ask for the services of a guarantor. When you submit your application for a loan, remember this.
Guaranteed Same-Day Loans

The lender has the option of deciding when the funds will be released, which means that same-day loans are not always guaranteeable. The internal processing systems at your bank can also play a part. Certain banks handle transactions more frequently than others, and have different cutoff and execution timeframes.

Most customers get their loan within 24 hours of making an application. You may have to wait if your application is submitted late in the day or on weekends.

You have the best chance of receiving the funds on in the same day when you apply for a guaranteed instant loan at the beginning of the day on a typical working day.
What can I use for a Same Day Loan?

Omacl.co.uk lends are considered to be cash loans and can be used for any purpose. That means you are allowed to use the money to do whatever you want. We will however ask you to explain the reasons behind the request to borrow when you apply. The loan is not legally binding.

Below are some of the more commonly intended uses our customers have provided us with during the same day loan application process.
Common applications for Same-Day Loans

Assistance with mortgage or rent payments
Assistance with the payment of bills, such as utilities, phonebills, or tax.
Consolidation of loans with existing ones and avoidance of additional fees
Pay your bills until the next payday.
Food, transport and all daily life.

Unemployed? Receiving Benefits? You may still be eligible for a loan now

If you aren’t working it is difficult to get a cash loan in a hurry. This is the truth. But that doesn't mean that it's impossible. Our lending partners usually consider loan applications from individuals in unemployment and people who receive benefits. The application will be evaluated to determine if you have income.
Unemployed Lending

You are still eligible when you're unemployed but are still receiving income from sources, such as redundancy benefits, benefits or pensions. The lenders we work with often base eligibility on an affordability check in addition to traditional credit screening and scoring. It is a simple calculation based upon your income and monthly expenditure to determine whether you are able to make the required repayments.
Benefits Loans

Omacl allows you to apply for same-day loans even if you are receiving benefits. It's all about the type of benefit you get. Some benefits can be considered income while others are don't. Universal credit, or child benefit, could be classed as income. However housing benefit or the allowance for job seekers would not qualify as income. We recommend our loans for people on our benefits page for further guidance in this regard.
Omacl has lots of customers. This is why!

Omacl is acknowledged as being among the most prominent companies in the field of same-day lending. This is due to our customer service. Our customers are satisfied that we do what they tell us to do. We also do so promptly. We update our customers throughout the process of applying.

We take pride in offering quick and easy, same day loan approval to our customers in their time of emergency. Omacl is the best loan for you, regardless of whether you are in urgent need of cash or just need it. No matter what your circumstance, no matter what you require cash to pay. We can assist you.