Online Lending for Bad Credit. Same Day Loans. Do you have to pay for an immediate expense? It could be a boiler that isn't working or an emergency medical bill, you simply can't afford to stand for a while. Also, you may not have the money to pay for it. The affordability of our same-day loans is an important factor to consider. They can help you address the issues that matter to you and help you get back on track. Online applications are available for any amount between PS100 and PS1,000. There is the absence of a guarantor or security. We'll transfer your loan as soon as possible if you get approved. We will consider more than just your credit history. If you are approved, we will transfer your loan the next day. Learn how you can apply to Dot Dot Loans. What are same-day loans? It's about any loan you could have in your account at the very same day your application is accepted. They usually include a simple online application, and quick responses from lenders. The purpose of these loans is to help you cover unexpected costs that simply can't be delayed. They are short-term loans and are able to be utilized to pay off temporary debts or solve temporary issues. For what can same-day loans be employed? Unexpected costs or disasters can cause problems to access savings. Online loans that offer same-day credit can be used to cover urgent expenses. That could include: The cost of home maintenance is similar to repair of a washing machine or boiler Costs for repairs to your motor vehicle and MOTs Medical or vet bills Life is unpredictable - but knowing you can get an advance loan in the same day could be enough to ease the pressure. What are the benefits of loans online that are accessible within a matter of hours? You won't need to submit a long application or wait for weeks for an answer like other types of personal finance. Dot Dot Loans can provide quick approval and transfer your loan within several hours, subject to your affordability. Online applications are easy because there is no need to make a trip to the bank or to the store to apply. Online applications can be completed quickly with your smartphone or laptop. A lot of cash loans for same-day use are available without the need for an guarantor or security. They are usually smaller loans so you might be able to be faster approval even if your credit score isn't excellent. Even the credit score of yours is not perfect, our quick loans for people with bad credit could aid. What are the primary types of online payday loans? Payday loans and instalments are two popular sources of cash in a rush. Both can be used however they do have some key differences in the way they operate. Payday loans are intended to pay for your monthly expenses until the next paycheck. You'll then have to pay the entire amount in one payment. They may come with high interest rates and costly late payment fees, so could end up causing more problems than they solve. A loan with an instalment may be a simpler option. This allows you to spread the cost out and pay less each month. We offer loans that are available on the same day that are free of extra fees for late payments or hidden charges. an easy application. What are guaranteed loans that can be paid within a single day? Some lenders may offer guaranteed instant cash loans. This means they will approve your application. They may even promise the same day loan (www.ieaqa.com) with a guarantee for poor credit, but without a guarantor. But these claims may be too good to be true. Lenders that are authorized by the Financial Conduct Authority, (FCA) must provide loans in a fair and responsible way. That means carrying out affordability checks to safeguard you from taking on debt you might not be able to afford. The responsible lenders can transfer the loan in 24 hours of receiving approval However, they are not able to assure that they will approve. How does our same-day credit work? Dot Dot Loans can provide a loan in as little as 24 hours. We offer a short-term loan calculator to obtain an estimate of just the amount you'd like to get. Then, you can look over the repayment terms and calculate your total cost before submitting. We provide same-day cash starting at PS100 up to 1,000 PS. You'll pay back the loan over 3-9 month dependent on the amount you are able to borrow. Apply online in minutes to receive a fast approval, and a decision within hours. We are a responsible lending institution and will conduct affordability and credit tests in order to give you a loan that you are able to be able to afford. A few UK residents are able to get same-day loans with bad credit However, this is only available in certain cases. If the loan you requested is approved, your loan may be available in your bank account as soon as is feasible. We offer funding for approved loans all hours of the week. We will then automatically take your payments. A short-term loan A good example Borrow PS250 and pay monthly installments of PS133.65 The total amount due PS400.95 Interest rate 284.76 percent per annum (fixed). Representative APR 1228.67 percent Why should you select Dot Dot Loans as your lender for loans on the same day? Our process is quick and easy to follow. We provide same-day loans for people with poor credit. You will know exactly who you're dealing with. There are 6 reasons to feel at ease when applying to one of our same-day online loans: Quick: Apply in minutes and get a decision within minutes. You'll get the loan on the same day (subjects to affordability). Honest: What you commit to upfront is the amount you'll repay. Flexible: Borrow between PS100 to PS1,000 and spread the cost over 3-9 Months depending on how much you borrowed. Responsible lending is something we aim to achieve at Dot Dot. When we make a loan request, we perform an affordability review. This aids us and benefits you in that it gives you confidence in your ability to control your loan. Customer Service Friendly: Our customer service team is always available to assist. Recommendation: Trustpilot has rated us with an "excellent" rating from our customers. When is the ideal moment to apply for a loan on the same day? Poor credit is not always the most ideal option when you're applying for an instant cash loan online. Be aware of the amount you're requesting as well as the reasons for which you're seeking it, and if you are able to afford the repayments. An additional loan might not be the best option if you are already struggling to pay off your debts. PayPlan, the most trusted debt management service, can be reached if you're concerned about how to manage your loan. You can also get free and impartial debt help from National Debtline, StepChange, and MoneyHelper. Dot Dot Loans offers same-day loans on the internet. Dot Dot Loans can provide an instant cash loan on the same day, if you satisfy these requirements: Are you over the age of 18? You are an UK residence You are currently employed or receiving benefits You have an email address and phone number that are valid Be sure to have your bank account as well as debit card information Can I get a loan the same day in the event of bad credit? Like all financially responsible financial institutions and lenders that are responsible, we use our guidelines to determine whether we're able to provide you with the loan you need. Be aware that we do not concentrate on your credit score alone. We also look at your income and expenses. If you have the ability to make your payments on time, you might be qualified for a loan that allows the option of a same-day payment, even with bad credit. How much cash can I make the next day? The loans for short-term are available from PS100 to PS1,000. We can fund your loan the very same day that we approve it, and at any time. What is the process for Dot Dot's same-day UK loan repayments work? You can spread your expenses of our same-day cash loans for credit-worthy people in fixed instalments of 3-9 month, depending on the size of the loan you borrowed. You can use the sliders to determine what repayment terms you can get using our short-term loan calculator. After you've been approved, the payments will be automatically collected via Direct Debit. The monthly payment amount will stay the same but things could be different. Our helpful team can help you set up an alternative plan in case you worry about missing or falling in debt. We won't charge late payments fees, missing payments can cause harm to your credit score. What is the interest rate? Depending on the amount that you take out and the loan amount, your interest rate will vary. The best way to find out how much you can earn is to utilize our short-term loan calculator. All rates are fixed upfront. This means that the interest rate you pay remains the same. This will help you plan for your loan on the same day. Are there any extra fees? We don't charge late fees or interest charges, plus other unpleasant charges. You can get a UK loan the very same day today The bad credit loan are repaid fast with immediate emergency loans. Our short-term loan calculator can help you start. You can choose how much money you'd like to borrow and see how your monthly installments will look. Also, you can see the total amount that you'll need to repay. After you're satisfied to proceed with our short application After that, click "apply right now". Be aware that we don't consider your credit score and are able to provide loans same day to customers with bad credit. We will get back to you as quickly and as quickly as we can. Loans that have been approved may be funded anytime of the day, all day, every day. We invite you to read our FAQs to find out more or call our friendly team for any further queries.